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Recreational Vehicles (RVs) and Boats

This land is your land.

Go explore it.

Go explore it.

Terms up to 15 years*
Budget-friendly payments

The COVID-19 pandemic has completely upended the traditional travel and vacation habits of pretty much everyone in this country. Is it any wonder that camping, in all its forms, has exploded in popularity in recent months? And, this trend is not likely to change any time soon. We invite you to jump on this band wagon and go explore your vast backyard—all 3.1 million square miles of it.

Take advantage of the beauty of this country. Experience with your family how phenomenal starry nights, fresh air and some slightly burnt marshmallows can be. The Great Outdoors is out there waiting, and it’s always open for business.

View our loan rates

24/Lending Rather apply by phone? Call our Loan Line (800.734.5195) any day, any time, around the clock.

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Boat Loans

If it’s the waterways instead of the highways that are calling you, Earthmover offers the same flexible terms and rates for boats as we do for RVs, as well as:

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Adventure worth chasing.

Invest in your leisure time.

If you’ve already taken a look at what an RV or boat loan payment is going to cost you monthly and have decided you just can’t swing it, don’t throw in the towel yet.

Do you own your home? If you do and you have equity built up, you can apply for a Home Equity Loan—either a Second Mortgage or a Home Equity Line of Credit—to fund the purchase. This can be an especially smart option because:

Our Home Equity loan rates are typically lower
Our Home Equity loan terms are typically longer
There may be tax advantages in terms of your ability to use some of the interest as a deduction**
And, there are no closing costs with a minimum loan amount of just $15,000.

Your membership gives back every day.

Your membership gives back every day.

As a not-for-profit financial institution, we're not in business to make money—we're in business to help our members. From personalized financial guidance to the $500,000 we have back to our members this past year, we have you in mind every step of the way.

More ways Earthmover Credit Union can help.

Always at your side

We're here to help keep you financially stable through this crisis and come out on the other side even stronger. From saving money for a new car to putting away funds for a relaxing retirement—and everything in between—we have the Savings Accounts you need to feel secure for what lies ahead.

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Working to keep more money in your pocket

Last year we were able to save our members more than $3 million by refinancing their loans from other financial institutions. If you have a high-rate loan on your vehicle, your RV, your boat, your mortgage and/or your credit card, come talk with us and let’s work to keep more money in your pocket.

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Saving comes naturally.

By now you’ve probably noticed that as an Earthmover, you’re so much more to us than just a profit center disguised as an account number. You’re both a member and an owner of the credit union—one who has said "no" to big box banks with their high rates on loans, low yields on savings and expensive (often hidden) fees.

In fact, last year alone Earthmover was able to collectively save our members $5.7 million compared to customers at larger banks with similar loans and accounts.